There are ways that you can work to protect yourself from
identify fraud and credit card theft. If your credit card
offers cash advance, keep your pin number in a safe place.
If you can simply memorize the number, do so. Never write
your pin anywhere on your card. If someone found your card,
they could use the pin number to take out a cash advance on
your card.
If
you are no longer going to use a credit card, you should dispose
of the card. Make sure to cut up the credit card so that no
one could find the number. If you receive pre-approval offers
and credit card applications, also make sure to cut them up.
You do not want anyone finding and using your own personal
information. This could possibly happen. So it is best to
be cautious.
Another thing you may want to think about is your credit
card statements. If you do not file these and throw them out
make sure they are cut up as well. You do not want anyone
to find access to your name or your credit card numbers. Again
there is a chance that they will find a way to use this information.
Also never, give out your credit card number to an unsolicited
source. If you make purchases online, make certain it is a
secure and reputable site.
When you mail your credit card bills, drop them in the post
office. Do not leave them in your mailbox at home. There is
a possibility that someone might take your mail and access
your information. If you mail it at the post office yourself,
the information will be much safer.
If you ever realize that your credit card is missing, contact
your credit card provider immediately. It is a good idea to
know the number you should contact if this were to happen.
Have this information easily available. This can help you
by making it quick to call your credit card company if you
ever suspect that there is a problem.
Part 2: Can
Identity Theft Happen to Me
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