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No Credit and Poor Credit Programs

No Credit? Poor Credit? We have Credit Card Programs for you too! Rebuilding your credit can be a daunting task. But it can be much easier when you get one of the Credit Cards below.

Eufora™ MasterCard® Card - The Income Opportunity Card™

Apply now for the most exciting Pre-paid card in the industry, the Eufora Card. The Eufora Pre-paid MasterCard card with the Credit Builder option is the only pre-paid card that can help you build or rebuild your credit. Eufora Cardholders also have the opportunity to be automatically entered into a MONTHLY new car sweepstakes. Each time you spend $100 on your Eufora Pre-paid card you get a chance to win 1 of 30 ($30,000) cars given away. Need extra income? Take advantage of the Eufora Affiliate Program and earn money for referring others to sign up with the Eufora Card. Every year you and your referrals stay members, YOU GET PAID. Guaranteed Approval! Click here to learn more.

Eufora MasterCard benefits include:
  • Guaranteed Approval
  • Credit Bureau Reporting
  • Cash rewards program
  • Auto Sweepstakes Entry
  • Accepted Globally
  • Zero Liability
  • Identity Theft Insurance
  • Auto Rental Insurance
  • Up to $200,000 Travel Accident Insurance


New Millennium Bank Platinum Visa® or MasterCard®

New Millennium Bank has guaranteed your credit approval for up to $10,000* with no credit check!


You have been approved for a secured Platinum Visa and a Platinum MasterCard with a total credit limit of $10,000*! You get the benefits of Platinum status: emergency cash transfers, free $150,000 accident insurance, free auto rental insurance, free extended warranty protection.

When we receive your processing fee you will be sent instructions on how to redeem a "FREE COMPANION AIRFARE.*" You can travel to most major US cities when you purchase one adult round trip airfare.

You will also be automatically enrolled in The World's Best Travel where you will receive discounts and low, low prices on all your travel needs!

Your credit line will be equal to and secured by your New Millennium Bank Savings account (Minimum deposit $300, Maximum deposit $5,000 for each card)**

When you make your first condo booking* through the World's Best Travel Club, the club will send you a cash rebate of $69.00!

When you apply you will get:


*Terms and conditions apply.
**Fees and terms Apply.

America's Benefit Group

America's Benefit Group works hard to bring you the finest discount services available. To learn more about how becoming a member benefits you, click the program of your choice below to view a complete description:

  • Debit MasterCard® Card
  • Prescription Discounts
  • Protective Dental
  • Protective Vision
  • Hearing
  • Nurseline
  • Family Legal Plan
  • Roadside Assistance
  • Emergency Cash

Compliments of America’s Benefit Group, the PFG Freedom Cash Debit MasterCard® Card is our way of saying "thank you" to our members. It offers a number of prestigious advantages: You can use the PFG Freedom Cash Debit MasterCard® Card at millions of locations that accept MasterCard® debit cards worldwide. Withdraw cash at one of over 900,000 ATMs in over 120 countries. That's the Power of Plastic!

Since it is a prepaid card, there are no late fees and it is interest-free. You simply pay as you go by pre-paying the amount you wish to spend. That's the Protection of Prepaid!


Executive PLUS MasterCard

  • Pay your bills over the phone
  • Set up Automatic Bill Payments from your MasterCard®.
  • Send Money to Friends and Family. (Buy 2, real-time card-to-card)
  • Save postage costs and time in paying Bills
  • Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
  • Direct Deposit from your Employer.
  • Online and Offline Access.
  • Take your card from Job-to-Job.
  • Low cost fees.
  • Store your Money Safely.
  • 24/7 ATM Access to Funds.
  • No Credit Check or Bank Account Required
  • No Security Deposits
  • No Employment Verification
  • No More Check Cashing Locations
  • Eliminate check-writing hassles
  • Avoid late-payment fees
  • The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
  • 24 X 7 On-Line Account Access
  • Multiple Options to place money onto your MasterCard® Prepaid Cash Card
  • Unlike traditional credit cards, the MasterCard® Prepaid Cash Card does not extend you credit. Instead, accounts are prepaid for a specific amount while still being backed by MasterCard® for universal acceptance. There is no line of credit and accounts are only good for the balance applied


Guaranteed approval*
No credit check, bank account, or security deposit required*
No interest charges or late fees*
Prepaid, with easy loading options*




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